Big Sky Underwriters -- Agribusiness

Agribusiness

Admitted “A+” A.M. Best Rating

Travelers Agribusiness is a premier insurer of farm, ranch, and equine exposures throughout the United States. The agribusiness division offers a diverse selection of competitively priced, multi-line insurance programs for a broad range of agricultural and equine businesses.

Travelers Agribusiness and Big Sky Underwriters boasts a dedicated team of professionals to assist agents with insurance for ranches, grain growers, horse farms, large commercial growers and packers of agricultural products, vegetable growers and packers, vineyards, and wineries. The experienced staff is committed to staying in sync with their clients' growing businesses.

Admitted “A” A.M. Best Rating

QBE Agri Insurance (QBE Agri) is one of the nation's premier agricultural insurers, singularly focused and dedicated to offering customized agricultural insurance solutions. QBE Agri's comprehensive package, automobile, and umbrella products and seasoned team of agricultural specialists results in coverage tailored to your insured’s' farm, ranch, or equine business or commercial ag operation.

QBE Agri and Big Sky Underwriters pride themselves in an outstanding team of agricultural underwriters dedicated to the needs of agents in rural communities when writing farms, ranches, dairies, equine, growers/packers/shippers of farm products, wholesale nurseries, commercial sod farms, commercial feedlots, livestock feed mills, and seed merchants.

Product Features

Direct Bill
Specialized Programs
Coverage Extensions
Financial Stability
Competitive Premium
12% Agency Commission
Standard Acord Applications/Forms Accepted
Automobile Coverage Available
Umbrella/Excess Coverage Available

Optional Coverages/ Endorsements

Equipment Breakdown
Agri Plus II Endorsement
High Value Dwelling Endorsement
Equine Property Endorsement
Borrowed/Rented Farm Equipment
Winery Property Endorsement
Dairy Endorsement
Optional Liability Endorsements
Limited Seedman’s E&O
All Terrain Vehicle Coverage
Foreign Objects in Machinery
Owned Snowmobile Coverage
Sump Overflow and Water Back-up
Agreed Value
Animal Collision
Blanket on Farm Structures
Builders Risk
Computer Endorsement
Loss of Farm Income
Peak Season
Percentage Deductible
Transit Coverage
Auto CoveragePlus Endorsement
Orchard and Vineyard Growers Endorsement
Specified Livestock

APPLICATIONS

Farm/Ranch	Auto
Employee Benefits Liability Equine Care, Custody & Control Equine Liability Equine Liability Renewal Excess Application Farm & Ranch Application Home Improvement Survey Mobile Home Questionnaire Pleasure Horse Owners Liability Winery Supplemental Questionnaire Wood/Coal Burning Stove	Automobile Application Excess Application Heavy Truck Questionnaire Private Passenger Auto Supplement Youthful Driver Questionnaire

APPLICATIONS

Farm/Ranch

Auto

Airstrip Questionnaire

Cattle Questionnaire

Dairy Questionnaire

Equine Care, Custody or Control

Equine Supplemental Questionnaire

Excess Application

Farm & Ranch Application

Feed Milling & Blending Supplement

Feedlot Questionnaire

Hunting or Fishing Questionnaire

Limited Seedman's E&O

Livestock Market Questionnaire

Older Dwelling Supplemental

Seasonal, Secondary or Vacation

Woodburning Stove Application

Automobile Application

Commercial Auto Trucking Supplement

Excess Application

Seasonal Credit Affidavit - Farm Trucks

Truck Tractor Questionnaire

Youthful Driver Questionnaire

How do I submit a claim?

Please complete an Acord Loss Notice and fax it to 406.721.9311 or email it to ag@bigskyunderwriters.com. You will receive a loss notice acknowledgement once we have received the loss.

What is the department’s direct phone number?

The Agribusiness’ phone number is 406.532.2162 with options for each underwriter.

When my underwriter is out, who can I contact?

Leslie Pitt’s backups are:

michelleo@bigskyunderwriters.com

velvet@bigskyunderwriters.com

Michelle Olson’s backups are:

leslie@bigskyunderwriters.com

velvet@bigskyunderwriters.com

Velvet Bachman’s backups are:

michelleo@bigskyunderwriters.com

leslie@bigskyunderwriters.com

What payment plan options do you offer for customers?

The most common payment plans we offer are two pay and four pay plans, however, more options are available. Please contact your underwriter for more payment plan options.

Are Travelers and QBE policies direct or agency bill?

As a general rule of thumb, all Travelers and QBE Agribusiness policies are directly billed from the carrier to the insured.

How much is the down payment on new business?

Both Travelers and QBE require 25% down in order to issue a piece of new business. Please make the checks payable to the carrier (Travelers or QBE) and send the payment directly to our office:

How does my customer pay on a renewal?

Payments should be made to the company (Travelers or QBE) and mailed directly to the carrier. Please refer to the question “how does my client pay their bill” for address information.

How does my client pay their bill?

Travelers Policies
Travelers
CL Remittance Center
Hartford, CT 06183-1008
Travelers Phone Payment: 800.252.2268.

Representatives available Monday-Friday 7am-8pm EST
Online Payment: www.travelers.com/epay
To sign up to receive an email reminder go to www.travelers.com/epay

QBE Policies
PO Box 90702
Bellevue, WA 98009

Why are you emailing policies?

The Agribusiness Department is joining Travelers by “Going Green.” We are providing the insrued’s copy of policies via email to our agents as the insured’s policy is complete with forms. Emailing policies to agents saves paper and is more efficient as the policies will arrive faster and can be easily “dropped” into your agency management system.

Where do I send an endorsement request?

Please complete an Acord Change Request and fax it to 406.721.9311 or email it to ag@bigskyunderwriters.com.

Can I (the agent) sign a Certificate of Insurance?

No. Because we are a Managing General Agency, and our Agency Agreement Contract prohibits the agent from signing a Certificate of Insurance.

**Information subject to change and may not be applicable to all carriers.
If you have specific questions or concerns, please contact your underwriter.**

Our goal is to provide the high-quality service and underwriting expertise our agents expect. We are pleased to answer questions regarding our products and services.

Department Email: ag@bigskyunderwriters.com

Department Phone Number: 406.532.2162

Michelle Olson
New Business Underwriter for Montana
michelleo@bigskyunderwriters.com
Ext. 36

Michelle joined BSU in November of 2005 when she returned "home" to be with family and friends. Prior to her move to Missoula, she and her family lived in Havre where she worked for the Burlington Northern Railroad and at a retail insurance agency. She is our New Business Underwriter for the state of Montana and enjoys working with her agents. Michelle has an energetic personality and a positive attitude. When she is not working, the born and raised Montanan enjoys spending time with her husband and children, shopping, reading, cooking and entertaining family and friends.

Velvet Bachman
New Business and Renewal Underwriter
Western Montana, Oregon, Washington, Idaho, Wyoming and Colorado
velvet@bigskyunderwriters.com
Ext. 23

Velvet began her insurance career in 1999 with Blue Cross Blue Shield of Massachusetts. She moved to Montana in 2004, when she started working for Big Sky Underwriters while Ruth Havican and Scott Tuxbury owned it. Velvet has previously worked in the Commercial Lines’ Small Business Department and backed up Personal Lines before joining the Agribusiness Department.

Leslie Pitt
Renewal Underwriter for Montana
leslie@bigskyunderwriters.com
Ext. 25

Leslie joined BSU in the fall of 2007. After falling in love with Montana in her childhood, she moved to the Bitterroot with her husband in 2005. She brings 12 years of sales and customer service experience with her. She was raised in the picturesque Wine Country of Northern California. She enjoys combined training with horses, cooking, spending time with her husband and two dogs and hiking beautiful Western Montana.

** Please send any applications, change requests, cancellation requests or other inquiries to our general Agribusiness email, ag@bigskyunderwriters.com.