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Big Sky Underwriters - Equine

Here at Big Sky Underwriters, we understand the unique insurance needs of horse owners. Standard homeowners or farm owners insurance does not effectively cover some of these risks. Whether your insured owns a horse for pleasure; runs an equine breeding, boarding or training operation; or uses horses on the ranch, we can provide you with a broad range of equine enhancements in conjunction with a farm package policy for a well-rounded insurance policy that keeps your insured adequately covered.


Product Features

  • Equine Property
  • Damage or loss to tack & equipment
  • Replacement of signs
  • Fences, corrals & pens
  • Hay & feed
  • Barns, stables, shelters & arenas
  • Spoilage
  • Spoilage of refrigerated products
  • Equine Mortality
  • Livestock
  • Livestock Transit
  • Loss of Livestock due to specified perils, including Earthquake & Flood
  • Care, Custody or Control
  • Disruption of Operations
  • Extra Expense Coverage
  • Breeding, Training & Boarding
  • Schedule & unscheduled semen coverage
  • Unscheduled equipment used for breeding
  • Riding Instruction
  • Equine Professional Services
  • Liability for Trainers

Submission Requirements

  • Required Applications
  • 3 year hard copy loss runs
  • Colored & labeled photos of all buildings
  • Diagram of each premises, showing the distance between each building
  • Complete list of equipment
  • Acreage for each location

Agribusiness Information

  • All products are available in all states
  • Montana
  • Idaho
  • Wyoming
  • Oregon
  • California
  • North Dakota
  • Colorado
  • Arizona
  • Ask about availability in other states

Travelers Direct Bill Phone Number (800) 252-2268
Travelers CL Remittance Center
PO Box 660317
Dallas, TX 75266-0317

Travelers Epay gives your client the ability to make a payment online at Your insured can also signup to receive an email reminder of a payment due at this same address.

Available Payment Plans
*$6.00 monthly installment charge applies

  • Lump Sum - Balance due on first invoice
  • 2 Pay - 50% down and 1 installment billed semiannually
  • 4 Pay - 25% down and 3 installments billed quarterly
  • 6 Pay - 25% down and 5 monthly installments
  • 10 Pay - 25% down and 9 monthly installments

Please send your full application along with any other required underwriting information to  You will receive a submission acknowledgement letter within 24 hours letting you know the application was received and which underwriter will be working on the risk.

How do I submit a Claim?

Please submit claims directly to the carrier as follows:

By Phone: (800) 238-6225
By fax: (720) 200-8442

What is the department's direct phone number?

The Agribusiness Department's direct phone number is (406) 532-2162 with options for each staff member.

Are policies direct or agency billed?

All policies are direct billed to the insured.

How much is the down payment for new business?

The down payment is a minimum of 25% depending on which installment plan your insured chooses.

The down payment can be mailed directly to Big Sky Underwriters at:
PO Box 3567
Missoula, MT 59806

Where do I send endorsement requests?

Please send your endorsement request to

Can the agent sign a Certificate of Insurance, Evidence of Property Insurance or Binder?

No, the agent cannot sign any of these documents. Big Sky Underwriters is a Managing General Agency and our Agency Agreement Contract prohibits the agent from signing.

When can I expect to see commission on policies & endorsements?

Once the policy &/or endorsement has been applied to Big Sky Underwriters’ account by the carrier, the refund/charge will be reflected in your agency statement the following month.

If you have questions about a specific account, please call our Accounting Department at (406) 532-2165

Will I receive a renewal quote for my upcoming renewal policy?

You will not see a renewal quote. Our policies renew automatically with the carriers and you should see your policy 45-60 days in advance of the renewal date.

How do I cancel a policy for my insured?

You must submit an LPR signed and dated by the Named Insured to

Does Big Sky Underwriters write Log Homes?

Yes, we can write log homes.

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