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Religious Organizations

Big Sky Underwriters - Religious Organizations Department

Big Sky Underwriters and Church Mutual Insurance Company partnered to provide religious organizations coverage to agents in the northwest. Church Mutual Insurance Company is one of the nation's leading insurers of worship centers and other religious institutions, including schools, camps and retreat centers.

For 57 consecutive years, Church Mutual has received the A (Excellent) rating from A.M. Best Company. Our Church Mutual Department offers customized, multi-line insurance programs backed by years of expertise in the religious institution related field.

Product Features

  • Direct Bill
  • Specialized Coverage
  • Group Discounts for selected denominations
  • Broad range of coverage extensions
  • Additional Optional Coverages available
  • Property
  • General Liability
  • Directors, Officers & Trustee Liability (nonprofit only)
  • Employment Practices Liability
  • Employee Benefits Liability
  • Workers Compensation (in most states)
  • Commercial Auto
  • Umbrella Liability
  • Sexual Misconduct & Molestation Coverage

Target Appetite

  • Churches / Worship Centers
  • Church Camps / Retreat Centers
  • Senior Living Facilities
  • Parochial Schools
  • Elementary, High School
  • Pre-schools / day cares associated with churches or schools
  • Bible Colleges
  • Conference Offices
  • Automobile
  • Umbrella / Excess
  • International Travel Insurance & Assistance

Religious Organizations Information

We are able to write churches in Montana only; however we can write senior living facilities in Montana, Idaho, Oregon, Washington and Wyoming.

Church Mutual policies are company direct bill. Please contact our New Business Underwriter, Beth Robinson at extension 49 or via email at bethr@bigskyunderwriters.com. Beth handles business in all states and for all agents.

If the insured has a question about their bill, please have the insured contact Church Mutual Billing Department direct at 1-800-554-2642, option 4, extension 4607.

Church Mutual’s website www.churchmutual.com has a wide array of safety resources available. Protection Series booklets are available for download. Safety Videos (DVDs) and Safety Posters can be ordered from the website

Submit the following items for review by underwriting:

  • Church Mutual application
  • General survey
  • Sexual misconduct/molestation survey
  • Loss runs/loss history form
  • Photos
  • Property inspection/diagram

If you have any questions throughout the quoting process, please contact Beth Robinson at 800.473.3739 x49 or via email at bethr@bsumt.com.

Are there any special licensing procedures to write business with Church Mutual?

Once an agent is appointed with Big Sky Underwriters we take care of getting your agency appointed with Church Mutual.

Will Church Mutual write a church that leases space for services and does not own its own building?

Yes – these types of risks can be written with Church Mutual. Along with standard underwriting information, submit a non-owned building survey.

How are Church Mutual accounts billed?

Church Mutual policies are company direct bill. Please contact our New Business Underwriter, Beth Robinson at extension 49 or via email at bethr@bigskyunderwriters.com. Beth handles business in all states and for all agents. You can also contact her assistant Connie Toomey at extension 48 or via email at connie@bsumt.com

How do I file a claim on a Church Mutual account?

Claims can be submitted to our office or direct to the company (1-800-554-2642, Option 2). Claims can be emailed to our office at chmu@bigskyunderwriters.com. Please be sure to show CLAIM in the subject line.

Who does my insured contact if they have questions on their bill?

Insureds should contact Church Mutual Billing Department direct at 1-800-554-2642, option 4, extension 4607

What accommodation lines are available and how can I obtain a quote?

Business Auto, Umbrella/Excess, Directors, Officers & Trustees Liability, Employment Practices Liability, Educators Liability, Employee Benefits Liability, Travel/Accident Coverage, Clergy Homeowner/Tenant Homeowner. Special applications are available online for each line of business.

On camp/retreat center risks, will Church Mutual provide coverage for activities unique to camping risks?

Yes – coverage is available for saddle animals, rock climbing/rappelling, climbing walls, ropes courses, archery, riflery, watercraft, white-water rafting. This is a limited list, so please address your specific question to the underwriter.

What safety resources are available for religious ministries to establish a loss control program?

Church Mutual's website www.churchmutual.com has a wide array of safety resources available. Protection Series booklets are available for download. Safety Videos (DVDs) and Safety Posters can be ordered from the website.

Who do I contact on Church Mutual business?

Beth Robinson
New Business and Renewal Underwriter
Extension 49 or bethr@bigskyunderwriters.com
Direct Phone: 406.540.1979

**Please remember the information is subject to change. For specific information, please contact your underwriter or refer to policy wording. **

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